Fear can dominate our lives. Fear of the unknown. Fear of the past. Fear of the future. Fear of all that is, of all that isn’t. It is an agonizing state in which to live. It is a state of mind, not a state of reality, in most cases.
If we can train ourselves to stay in the present moment, in the moment of what task is at hand, then fear cannot survive. What are you doing right this moment? Reading this meditation perhaps. What fear is there in this task? When you are making your bed, doing your dishes, taking your shower, what fear is there in that? None. It is the thoughts you have outside of those actions that cause you fear.
Keeping our minds focused on exactly what we are doing in the moment can eliminate much of the fear in our lives. It is not easy, but it is simple. It is worth striving for if only to gain a little peace in our day, minute by minute.
Write into the Light 
It may sound silly, but when my mind is racing I have learned to stay in the moment to the extreme. I do so by listing everything around me. For example, if I’m out walking I will do the following in my mind: “I’m walking down the sidewalk, I’m walking down the sidewalk, I’m passing a blue car, I’m passing a blue car, that house is green, that house is green, I’m walking down the sidewalk…”
I don’t do it as much as I did in the early days, but it’s still a tool I use if necessary. Anything to get the monkey mind to stop.
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Not silly at all!!! This is what I am talking about. We have to stay out of the story our minds make up about stuff in order to eliminate the fear. I use the technique you describe all the time especially when meditating. It’s a great way to relax the mind and find some peace.
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